Did you know that the Payment History section of your credit score accounts for 35% of your credit-score pie? This is where all of your derogatory items hang out (except for inquiries that get their own piece of the pie). Here’s a question where you might be able to guess the answer...which derogatory account weighs the most: a judgment, collection, bankruptcy, 150-day late, or a tax lien?
Full Article here: Weekly Credit Tip: Date of Last Activity
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